Veteran-Owned & Operated

·   Licensed L&H + P&C in 23 states

EST. 2024 A Very Different Insurance Agency · A Virtual Insurance Agency

Insurance guidance built for you.

People don’t know what they don’t know — until EEE.

EEE — Educate, Explain, Empower. Works in every solution we find. Serving Veterans, Seniors, Under-65 families and Small Business owners with myriad options from 19+ carriers.

18.5

Years US Navy

12

Years L&H + P&C

100+

Carriers

25

States licensed

EEE EDUCATE · EXPLAIN · EMPOWER
BYRD, ANDREW I. USN · NCC(SW) 18.5 YRS SERVICE
P&C TX #2059757 L&H TX #1827220
Veteran-owned · 26 states
EDUCATE
EXPLAIN
EMPOWER
EEE
THE EEE PROMISE

People don’t know what they don’t know until EEE.

EDUCATE

Show me what I don’t know

EXPLAIN

Help me understand ALL options

EMPOWER

Let me make an informed decision. 

EEE — Educate, Explain, Empower. Built into every solution we find.

THE AVIA PROMISE

People don’t know what they don’t know — Until EEE.

EDUCATE + EXPLAIN + EMPOWER +
CHOOSE YOUR PATH

Who are we Serving today?

Veterans

Benefits education, life insurance, transition resources and TRICARE guidance — from someone who wore the uniform.

Life

TRICARE

Transition

Seniors 65+

Medicare Advantage, Medicare Supplement, Part D, plus dental, vision and hearing — explained in plain English.

Advantage

Supplement

Part D

Under 65

ACA Marketplace, off-market health, life insurance and final expense for individuals, families and
more

ACA

Off-market

Final expense

Small Business

Group health, ACA SHOP tax credits, key-person life and business resources for owners building something real.

Group health

SHOP

Key person

AVIA-1/10 UNIQUELY different-Independent Agency-Non Biased-Honest Information WE work for the CLIENT

18.5

YEARS · US NAVY

MEET YOUR ADVISOR

Eighteen & a half years counseling sailors. Now counseling you.

Andrew Isom Byrd served 18.5 years in the US Navy as an NCC(SW) Career Counselor, spent 10 years as an education recruiter, and has 12 years as a licensed Life & Health and Property & Casualty agent. In January 2024 he founded AVIA to bring that same counselor’s mindset to insurance.

People don’t care how much you know until they know how much you care.

18.5 yrs

US Navy NCC(SW)

10 yrs

Education recruiter

12 yrs

L&H + P&C agent

100+

Carriers compared

WHAT WE COVER

Myriad options.
One trusted guide.

From 1 to 100+ carriers

01

↗

Medicare

Advantage, Supplement and Part D — reviewed against your doctors, prescriptions and budget.

02

↗

ACA
Health

Marketplace and off-market health plans for individuals and families under 65.

03

↗

Life Insurance

Term, whole life and indexed universal life. The cheapest it will ever be is today, and the honest answer is sometimes that you already have enough.

04

↗

Dental · Vision · Hearing

Ancillary coverage that fills the gaps your main plan leaves open.

05

↗

Final Expense

Small, simple policies that cover a funeral and leave a little behind, so the bill never lands on your children.

06

↗

Supplemental

Accident, cancer and hospital indemnity cover. These pay cash directly to you, not to the hospital — which is what makes them work alongside a high-deductible plan.

07

↗

Disability Income

Life insurance protects your family if you die. Disability income protects them if you simply cannot work — which is far more likely, and far more often overlooked.

08

↗

Annuities & Retirement

Turning savings into income you cannot outlive, and the strategies that let a policy do more than one job.

09

↗

Home & Renters

Homeowners and renters cover, including the renters policy that has to be re-sorted at every PCS move.

10

↗

Auto

Personal auto cover, quoted across several carriers at once instead of one at a time.

MEET YOUR ADVISOR

Book your free review

Pick what you want to talk about. Andrew walks you through your options — you leave knowing what you didn’t know.

Medicare

1-10 min

ACA / Health

1-10 min

Life Insurance

1-10 min

Small Business

1-10 min

JOIN AVIA PART-TIME

Prove it. Live it.
Recruit it.

Build your own business. Never build it alone. Join AVIA-1/10.

SIX WAYS TO START

Licensed agent
Getting licensed
Referral partner
Military transitioning
1/10 1 MENTOR · 10 AGENTS